Territorial.io Wiki Gold • economy, titles, nightly decay

Gold

Gold is your persistent currency. It determines your title (shown in the account view). It also decays a little each night to prevent infinite hoarding.

You earn gold by playing and winning games. If an account reaches 0 gold, it may be automatically deleted by the system.

Accounts can transfer gold to each other. Banks (top-ranked accounts) pay lower transaction costs. See Transactions for fee details and examples.

On this page

    Titles (Account View)

    Two ways to receive a title:

    1. Top banks by rank (richest first, rank starts at 1):
      • Large Bank — ranks 1–10
      • Medium Bank — ranks 11–30
      • Small Bank — ranks 31–60
    2. By your Gold amount (if you are not in the top 60):
    Gold (≥) Title
    30,000.00 Capitalist
    12,000.00 Rich Person
    7,000.00 Landowner
    3,000.00 Merchant
    1,000.00 Taxpayer
    500.00 Worker
    200.00 Peasant
    70.00 Serf
    20.00 Daylaborer
    3.00 Drifter
    < 3.00 Beggar
    Note: If you are ranks 1–60 you always get a Bank title, regardless of your exact gold. Everyone else gets a title by the thresholds above.

    Nightly Gold Deduction

    • All players lose at least 0.50 gold per night.
    • Top ranks (1–90): loss is the larger of 0.50 and rate(k) × gold where k = rank−1 and rate(k) = 0.00001 + 0.000001 × k (0.001% at rank 1 up to 0.0099% at rank 90).
    • Everyone else (rank ≥ 91): loss is the larger of 0.50 and 0.0001 × gold (= 0.01%).
    • All calculations use cents internally and are floored to the next lower cent before applying, then capped so you never go below 0.

    Title & Nightly Loss Calculator




    See Also